Legal Information & Disclaimers

Important information about our services, regulatory compliance, and your rights as a consumer of financial services in New Zealand.

Our Service

PrivateWealth.co.nz operates as a connection service that introduces consumers to relevant financial advisers, private wealth managers, and other financial service providers. We do not provide financial advice directly, but rather facilitate connections between consumers and qualified financial professionals.

What We Do

  • • Connect you with licensed Financial Advice Providers (FAPs)
  • • Facilitate introductions to qualified financial advisers
  • • Provide educational content about wealth management topics
  • • Offer assessment tools to help match you with appropriate advisers

What We Don't Do

  • • Provide personalized financial advice or recommendations
  • • Manage investments or hold client funds
  • • Act as a Financial Advice Provider under the Financial Markets Conduct Act 2013
  • • Guarantee investment returns or financial outcomes

Financial Markets Authority (FMA) Compliance

Licensed Financial Advice Providers

All financial advisers we connect you with are required to be authorized by a Financial Advice Provider (FAP) licensed by the Financial Markets Authority (FMA). You can verify a provider's licensing status on theFMA's Financial Service Provider Register.

Your Rights as a Consumer

Right to Financial Advice

You have the right to receive financial advice that is suitable for your circumstances and given in your best interests.

Right to Information

Financial advisers must provide you with clear information about their services, fees, and any conflicts of interest.

Right to Complain

You can make complaints about financial advice through the adviser's dispute resolution scheme or the FMA.

Right to Compensation

Licensed advisers must have professional indemnity insurance to cover potential losses from poor advice.

Investment Disclaimers

General Investment Warning

All investments carry risk. Past performance is not indicative of future results. The value of investments can go down as well as up, and you may receive back less than you invested. Always seek professional financial advice before making investment decisions.

Important Investment Considerations

  • Market Risk: All investments are subject to market fluctuations
  • Currency Risk: International investments may be affected by exchange rate movements
  • Liquidity Risk: Some investments may be difficult to sell quickly
  • Tax Implications: Investments may have tax consequences - seek tax advice
  • Diversification: Spreading investments across different assets can help manage risk

Privacy & Data Protection

Information Collection

We collect personal information through our wealth assessment quiz and contact forms to:

  • • Match you with appropriate financial advisers
  • • Provide relevant information about financial services
  • • Comply with anti-money laundering requirements
  • • Improve our services

Information Sharing

Your information may be shared with licensed financial advisers and wealth managers for the purpose of providing you with financial advice. We will only share information necessary for this purpose and with your consent.

Your Privacy Rights

Under the Privacy Act 2020, you have rights to access, correct, and delete your personal information. Contact us at privacy@privatewealth.co.nz for privacy-related requests.

Liability Limitations

Service Limitation

PrivateWealth.co.nz acts solely as an introduction service. We are not responsible for the quality, suitability, or outcomes of financial advice provided by third-party advisers. Any financial advice relationship is directly between you and the licensed adviser.

Website Content

Information on this website is general in nature and not intended as financial advice. While we strive for accuracy, we make no warranties about the completeness, reliability, or suitability of the information for your specific circumstances.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or services of these external sites.

Contact & Complaints

General Inquiries

Email: contact@privatewealth.co.nz

Business Hours: Monday - Friday, 9:00 AM - 5:00 PM NZDT

Privacy Concerns

Email: privacy@privatewealth.co.nz

Regulatory Bodies

Financial Markets Authority

Website: www.fma.govt.nz

Privacy Commissioner

Website: www.privacy.org.nz

Last Updated: September 2025
This information is current as of the date shown and may be updated from time to time. Please check this page regularly for any changes.